Ask Benjamin anything
about your money.
Type it, say it out loud, or ask to be told next time it happens. Benjamin answers from your actual transactions, balances, and plan — never generic advice off the internet.
Yes. After Thursday's rent and your $740 to Savings, you have $1,869 safe to spend with 7 days left. A $900 set still leaves you $410 of cushion.
Done — rule created. I'll text you the moment Chase Checking drops below $500.
Chat
Answers about your money, not money in general
Benjamin reads your linked accounts, categorized spending, bills, and goals before it answers. Ask a vague question and you still get a specific number.
“Where did my money go last month?”
Groceries ran $180 over your usual, dining was flat, and a $312 charge at Trader Joe's drove most of the gap.
“Am I on pace for my emergency fund?”
You're at 2.4 of 6 months — about three weeks ahead of the pace we set in June.
“What's hitting my account this week?”
$1,850 rent Thursday, $94 Verizon Friday, and Spotify renews Saturday. Payday lands Friday morning.
Proactive check-ins
Trends, upcoming bills, and freed-up savings surface before you think to ask.
Shows its work
Every answer links to the transactions and balances behind it, so you can check the math.
Remembers the plan
Advice stays consistent with the goals and buckets you already set, not a fresh opinion each time.
Voice
NewTalk it out on the drive home
Tap the waveform and just talk. Benjamin answers out loud, grounded in your real numbers — hands free, no typing, no menus to find.
A real back-and-forth
Interrupt, follow up, change the subject. It holds the thread instead of restarting.
Say it, don't build it
“Move $200 of Wants into savings this month” is a sentence, not a settings screen.
Or read it instead
Every voice conversation is transcribed into your chat history, so you can scroll back to the number.
Custom rules
Describe the alert you want. Benjamin builds it.
No trigger builders, no dropdowns, no if-this-then-that. Say it in plain English and it becomes a live rule that watches your accounts — and the markets — for you.
“Send me a budget review every Sunday night”
A weekly recap at 8pm — buckets, pace, and what next week's bills will do to your cushion.
“Let me know when mortgage rates drop”
Benjamin watches the 30-year average and pings you when it moves below where you set it.
“Tell me when gold gets above $3k an ounce”
Price thresholds on the things you track, delivered the same way as everything else.
“Warn me if dining passes $400 before the 25th”
Category budgets, merchant activity, and low balances — with your own thresholds and timing.
Grounded and private
A coach that can look, and that's all
Benjamin reads your accounts through Plaid's read-only connection. It can explain, plan, and warn you — it can never move a dollar.
Read-only by design
No transfers, no bill payments, no access to your bank login.
Your data isn't for sale
Nothing shared with advertisers. Delete an account or wipe everything from one screen.
You set the volume
Quiet hours, per-channel delivery, and any rule paused the moment it stops being useful.
Ask Benjamin your first question
Link a bank and Benjamin has something useful to say in about two minutes.
14 days free, then $199.99/yr. Cancel anytime.